Archive for May, 2007

Credit Scores

The most commonly used credit score today is known as a FICO score, named after the company that developed it, Fair Isaac Corp. FICO scores range from 400 to 900. The lower the score, the greater the risk of default.According to FICO, the breakdown of a person’s score is as follows:

35 percent of the score […]

Housing activity this year will be somewhat lower than in earlier forecasts, with clearer analysis of the effects of stricter lending standards and a decline in subprime mortgage origination, according to the National Association of Realtors®. Lawrence Yun, NAR senior economist, said one benefit for the market is the disappearance of speculative behavior, which contributed […]




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