FHA Loans Are Often More Affordable Than Conventional Loans. While FHA loans typically offer the same interest rates as other loans, borrowers benefit from a much lower down payment of as low as 3.5 percent. FHA Loans Are Not Only For Lower-Income Borrowers. FHA loans are available to everyone. … [Read more...]

Floor and ceiling fans If you're looking for ways to beat the heat, a ceiling fan can be a great investment for your home. This one appliance can make a room feel 6 or 7 degrees cooler, and even the most power-hungry fan costs less than $10 a month to use if you keep it on for 12 hours a day. … [Read more...]

Home buyers are close to gaining more time to obtain a federal home-buyer tax credit of up to $8,000. President Obama is expected to sign off on legislation as early as today following approval in both congressional chambers earlier this week. It would extend the deadline for the home-buyer tax … [Read more...]