There’s no point wasting time and energy house-hunting before you know what you can afford. So your next step is to assess your finances:

Compare Buying with Renting
Find out about interest rates
Understand your closing costs
Figure out your income, debt and down payment
Calculate how much home you can afford!

Does it Pay to Buy a Home or Simply […]

As you start shopping for a home loan, your first questions of each lender will probably be:
“What’s your interest rate? How much are you charging?”
Interest rates are usually expressed as an annual percentage of the amount borrowed. If you borrowed $120,000 at 10% interest, you’d owe interest of $12,000 for the first year. With most […]

1. Get “Pre-Approved” - Not “Pre-Qualified!”
Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength of […]