Writing The Offer and Concerns About the Property


Although you have toured the home, took a look at the walls and ceilings, turned on the faucets and checked the light switches, you have not lived in the home. The seller has years of knowledge about his or her home and there may be some things you want to find out about as quickly as possible before continuing with final purchase. For this reason, you will require certain disclosures as part of any offer presented.

You would want the seller to disclose any adverse conditions that may have a considerable impact on your decision to purchase. This disclosure would include any problems with the house: for example, knowing whether the property is in a flood zone, a noise zone, or any other kind of hazardous area, is important and can affect a decision to buy.

The agent representing you should inquire about this information to help make an educated decision. Often banks selling foreclosed property are no required to provide these disclosures. But obtaining these types of disclosures should always be a part of any offer and obviously due diligence is of the essence.


The last thing you want to happen when you take possession of your new home is to find it in disarray with undisclosed and possibly unnoticeable conditions. You should make it clear in any offer that certain minimum standards are required. If you don’t, you might find the seller or neighbors had been using the back yard as a trash dump or something worse, and you may not be able to do anything about it afterwards.

Few provisions you might want to include in any offer are that the roof does not leak, the appliances work, the plumbing is sound, that there are no broken or cracked windows, the yard has been kept up, and any debris has been cleared away prior to closing.

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